2M+
Customers worldwide
190+
Countries supported
$1.2B
Processed monthly
< 1s
Transfer speed
Everything you need
Everything you'd expect from a bank — and nothing you wouldn't — in one beautifully simple place.
Send money to 190+ countries with near-zero fees. Arrives in seconds.
Issue cards instantly. Control limits, freeze and unfreeze in one tap.
Earn up to 4.5% APY on your savings — far above the industry average.
Instant notifications for every transaction. Know exactly where your money goes.
256-bit encryption and AI fraud detection protecting every dollar, always.
Transfers, bills, cards, statements — all in one unified, elegant experience.
Security first
We use the same encryption technology as the world's largest banks, combined with AI fraud detection that monitors every transaction 24/7.
256-bit AES Encryption
All data encrypted in transit and at rest
Biometric Authentication
Face ID and fingerprint login support
Zero-Knowledge Architecture
Your transaction data stays yours
24/7 Fraud Monitoring
AI-powered detection on every transaction
Security audit passed
PCI DSS Level 1 certified
$0
Fraud losses in 2024
99.99%
Uptime SLA
< 50ms
Auth response
ISO 27001
Certified
Simple pricing
No monthly fees. No minimum balance. No hidden charges.
Free Card
Physical + virtual debit card free.
Included
Transfers
Send globally at 0.2% (min $0.25).
From $0.25
Savings
Up to 4.5% APY on your balance.
4.5% APY
No credit check. No deposit required. Up and running in 10 minutes.
"Transfers that used to take 3 days now arrive in seconds. KYC Bank is in a completely different league."
— Sarah M., New York
"The card controls are incredible. I can freeze my card instantly, set spending limits per category."
— David O., Lagos
"Finally a bank that treats you like an adult. No hidden fees, clean app, instant support."
— Lena K., Berlin